Understanding House and Land Packages in Perth

Building tips

If you’re a first home buyer or looking to build in Western Australia, you’ve likely heard the term house and land package. But what exactly does that mean—and how does it work?

Building a home should be exciting, not confusing. At New Choice Homes, we make the process simple. In this guide, we will break down how house and land packages work in WA, detailing who they’re best suited for and what you can expect at every stage of this process. Whether you’re securing a first-home buyer loan or exploring house and land packages for the first time, understanding the process is key to ensuring a stress-free experience.

What Is a House and Land Package?

A house and land package is a streamlined way to build a new home. You choose a block of land in a location you love, and then pair it with a home design that fits your lifestyle and budget.

Unlike buying an established home, a house and land package offers the flexibility to customise your floor plan, finishes, and inclusions, while benefiting from modern energy efficiency standards and warranties. These house packages essentially deliver both the control your want and the value you need.

How Do House and Land Packages Work in WA?

In WA, house and land packages usually involve two separate contracts:

  1. Land Purchase Contract – This is between you and the land developer or seller.
  2. Building Contract – This is between you and the home builder (like us).

While the contracts are separate, they work together to deliver a seamless experience. Here’s a step-by-step breakdown:

1. Choose Your Suburb

You’ll start by selecting a suburb based on your lifestyle, commute, school zones, or investment goals. At New Choice Homes, we partner with leading developers across Perth’s most in-demand estates.

2. Select Your Block

Next, you’ll choose a block that suits your needs, whether that’s a corner lot for side access, or a narrow block to suit a compact design. Block size and orientation will influence which home designs are suitable.

3. Match with a Home Design

Our consultants will help you choose from a range of modern, energy-efficient floor plans tailored to your block size and budget. You can personalise your layout, elevation, and finishes.

Alternatively, visit our display homes.

4. Secure Finance

Once the land and home design are selected, you can apply for finance. Most buyers in WA use a construction loan, which releases funds in stages as the build progresses.

5. Sign Contracts

You’ll sign a land contract and a building contract. From there, we take care of the rest—including preparing the site, council approvals, and managing the construction schedule.

6. Construction Begins

Once approvals and prestart selections are complete, construction begins. You’ll be updated throughout the build until handover.

Front of home elevation of new perth home

Benefits of House and Land Packages in WA

  • Affordability – Often cheaper than buying established homes in the same area.
  • Customisation – Choose layouts, colours, and finishes to suit your lifestyle.
  • Modern Standards – Energy-efficient inclusions help you save long-term.
  • Grants & Incentives – Access the First Home Owner Grant, Keystart loans, and other support.
  • Stamp Duty Savings – Pay stamp duty only on the land, not the house.

First Home Buyers Loan

For first-home buyers, it is now easier than ever to build your home with the expanded Home Guarantee Scheme. This scheme effectively lowers the barrier to entry, allowing more Australians to build with as little as a 5% deposit and no Lenders Mortgage Insurance (LMI), potentially saving you tens of thousands. To provide a comprehensive understanding of these changes and easy-to-understand advice, New Choice Homes has created a free, downloadable guide explaining everything you need to know to make the most of these changes.

Who Are House and Land Packages Best Suited For?

  • First Home Buyers – Take advantage of grants and create your dream home.
  • Young Families – Build in growing suburbs close to schools and parks.
  • Investors – Get a brand new property in high-growth areas with low maintenance costs.
Understanding House and Land Packages in Perth

Need Help Getting Started?

At New Choice Homes, we offer affordable house and land packages across Perth, with expert consultants to guide you through every step. Whether you’re a first home buyer or upgrading, we’ll help you find the right home, right block, and right price.

Contact us today to explore our latest house and land packages or get pre-qualified for finance.

Find a house & land package

Explore New Choice Homes’ curated house and land packages across Perth. Affordable, customisable options to suit your needs. Start your home-building journey with us today!

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